If it would ever be possible for you to do so, I'd recommend forgetting all about the money. I realize this is unsolicited "advice" and I know nothing of your life situation, your wants and desires. However, I'd challenge you to think of the times you've been happiest and most self-actualized in life. I'll bet possessions and money contributed little or nothing to the grandeur of the moments. Rather, I suspect, the people you were with and the setting you were in, along with the experiences you were having is what "did it" for ya. Experiences over things! Onward! :-)